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    <loc>https://www.jr-dba.com/insights-portland-architecture</loc>
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    <priority>0.75</priority>
    <lastmod>2026-07-10</lastmod>
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  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/oregon-permit-fees-plan-review-sdcs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/e0201423-d4f2-4269-a8c9-e5eb32a8c3c5/permit-fee-iceberg-hidden-costs-oregon.png</image:loc>
      <image:title>Insights - Permit Fees in Oregon: Plan Review, Reinspection, SDCs, and Other Costs That Surprise Owners - Make it stand out</image:title>
      <image:caption>The building permit itself is usually the smallest line on the receipt. It’s everything stacked around it that reshapes a budget.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/23465f5a-59bf-4d6a-9fff-0a3f079841ca/jr-dba-fee-stack-portland-metro-permit-costs.png</image:loc>
      <image:title>Insights - Permit Fees in Oregon: Plan Review, Reinspection, SDCs, and Other Costs That Surprise Owners - Make it stand out</image:title>
      <image:caption>A representative fee stack for a new dwelling unit in the Portland metro. The permit fee that owners budget for is the thinnest layer.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/orsc-vs-ossc-oregon-code-path-category-permitting-support</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/8819323e-674b-411e-a544-2d29dab0118b/oregon-code-path-orsc-vs-ossc-hero..png</image:loc>
      <image:title>Insights - ORSC or OSSC: Choosing the Right Oregon Code Path for ADUs and Duplexes - Make it stand out</image:title>
      <image:caption>A single permit path can split early into very different code strategies. Choosing ORSC or OSSC at the outset can shape scope, review comments, and the entire permit process.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/1bc1dd52-ab20-40fa-86d4-517da58b645c/ORSC+%2F+OSSC+Code+Path+Decision+Tree</image:loc>
      <image:title>Insights - ORSC or OSSC: Choosing the Right Oregon Code Path for ADUs and Duplexes - Make it stand out</image:title>
      <image:caption>A simplified decision tree showing when a project may qualify for the Oregon Residential Specialty Code (ORSC) and when it must follow the Oregon Structural Specialty Code (OSSC).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/09684863-01e5-4918-8a9d-d72a0540ee41/orsc-vs-ossc-project-type-code-path-table.png</image:loc>
      <image:title>Insights - ORSC or OSSC: Choosing the Right Oregon Code Path for ADUs and Duplexes - Make it stand out</image:title>
      <image:caption>Where common Oregon project types land between the residential (ORSC) and structural (OSSC) codes — and the townhome configurations that can go either way.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/7932da8a-2d00-48cc-b45b-cc59fc0c30bd/code-path-consequences-orsc-vs-ossc.png</image:loc>
      <image:title>Insights - ORSC or OSSC: Choosing the Right Oregon Code Path for ADUs and Duplexes - Make it stand out</image:title>
      <image:caption>A side-by-side comparison of how the ORSC and OSSC code paths can affect project requirements, consultant coordination, and permit review complexity.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/oregon-adu-permit-timeline-how-to-reduce-checksheets-and-resubmittals</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/50591d0a-bb4a-4c58-af80-1b6d030d3374/oregon-adu-permit-timeline-checksheets-resubmittals.png</image:loc>
      <image:title>Insights - Oregon ADU Permit Timeline: How to Reduce Checksheets and Resubmittals - Make it stand out</image:title>
      <image:caption>Most ADU permit delays in Oregon are not caused by the building code itself. They are caused by avoidable submittal gaps that trigger correction cycles before review can move forward.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/792c923e-8748-407e-8a8c-afd4d0d799a2/oregon-adu-permit-review-timeline-checksheet-resubmittal-flowchart.png</image:loc>
      <image:title>Insights - Oregon ADU Permit Timeline: How to Reduce Checksheets and Resubmittals - Make it stand out</image:title>
      <image:caption>Each resubmittal cycle adds time to your permit path. Most correction notices are preventable with thorough pre-submittal preparation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/land-use-first-building-permit-second-oregons-most-misunderstood-rule-for-adus-and-small-projects</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/07f2954c-814b-45c1-a004-29fa24bb54d4/oregon-land-use-vs-building-permit-approval.png</image:loc>
      <image:title>Insights - Land Use First, Building Permit Second: Oregon's Most Misunderstood Rule for ADUs and Small Projects - Make it stand out</image:title>
      <image:caption>Land use approval and building permit approval are separate steps. Understanding the difference can help Oregon property owners avoid costly design and permit delays.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/8b67cefc-64bd-49f1-b781-ce9ef4b7361e/oregon_permit_pathway_diagram.png</image:loc>
      <image:title>Insights - Land Use First, Building Permit Second: Oregon's Most Misunderstood Rule for ADUs and Small Projects - Make it stand out</image:title>
      <image:caption>In Oregon, zoning approval and building permit approval are two separate decisions made by two different systems. Most project delays begin with confusing the two.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/what-to-look-for-before-you-sign-a-construction-contract</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/85b3efda-03b9-4f1d-91ce-38fdf2a8320b/How+to+Read+a+Construction+Contract+Before+You+Sign+%7C+Portland+Construction+Advice</image:loc>
      <image:title>Insights - What to Look For Before You Sign a Construction Contract - Make it stand out</image:title>
      <image:caption>A construction contract defines more than price—it establishes scope, allowances, change orders, payment terms, and responsibilities before work begins.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/d297c391-da21-484e-8a0d-ecf074eaac8f/Construction+Contract+Review+Checklist+for+Portland+Homeowners</image:loc>
      <image:title>Insights - What to Look For Before You Sign a Construction Contract - Make it stand out</image:title>
      <image:caption>Before signing, confirm that the contract clearly addresses scope, allowances, payment, change orders, schedule, insurance, and warranty obligations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/owners-representative-vs-general-contractor-whats-the-difference-and-do-you-need-both</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/4d756ee8-d2dc-42a6-9711-5ef12634820d/Owners_Rep_VS_General_Contractor_Portland_Backdrop.png</image:loc>
      <image:title>Insights - Owner's Representative vs. General Contractor: What's the Difference and Do You Need Both? - Make it stand out</image:title>
      <image:caption>Both roles are essential to a successful project. The difference is who they work for. General contractors manage construction. Owner's representatives advocate for the owner's interests, helping navigate costs, contracts, risks, and project decisions throughout the Portland construction process.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/643ed66d-f9c1-4d90-a425-7a26edc372c3/general-contractor-coordinates-trades-portland-construction.png</image:loc>
      <image:title>Insights - Owner's Representative vs. General Contractor: What's the Difference and Do You Need Both? - Make it stand out</image:title>
      <image:caption>General contractors serve as the central point of coordination for construction trades, managing schedules, communication, sequencing, and project execution throughout residential and commercial construction projects in Portland, Oregon.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/8b0d182b-f689-4d86-90cd-cd6b8b41795b/gc_vs_owners_rep_comparison.png</image:loc>
      <image:title>Insights - Owner's Representative vs. General Contractor: What's the Difference and Do You Need Both? - Make it stand out</image:title>
      <image:caption>A general contractor manages the build. An owner's representative manages the outcome — on your behalf.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-good-architects-and-contractors-still-deliver-bad-projects-jr-dba</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-06-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/ef6d6129-8c98-45d3-942e-abbb1837a964/Portland_Architects_desk_too_many_projects.png</image:loc>
      <image:title>Insights - Why Good Architects and Contractors Still Deliver Bad Projects - Make it stand out</image:title>
      <image:caption>Even experienced project teams can struggle when workloads exceed capacity. As project demands increase, communication, quality control, and schedule management often begin to suffer.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/26c7e3c1-cfc9-4a20-a5ce-57eaa036d319/Owners_representation_project-workload-vs-attention-capacity-infographic.png</image:loc>
      <image:title>Insights - Why Good Architects and Contractors Still Deliver Bad Projects - Make it stand out</image:title>
      <image:caption>As architects, contractors, and project managers take on additional work, the amount of attention available for each project decreases. Understanding this relationship helps owners identify potential risks before quality and schedule issues emerge.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-some-masonry-buildings-fail-understanding-unreinforced-masonry-and-modern-seismic-design</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-06-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/a2847905-6e25-4fbe-ba2e-385ff74a44e7/portland-historic-masonry-building-seismic-risk.jpg</image:loc>
      <image:title>Insights - Why Some Masonry Buildings Fail: Understanding Unreinforced Masonry and Modern Seismic Design - Make it stand out</image:title>
      <image:caption>Many of Portland's most recognizable historic buildings were constructed before modern seismic standards. Understanding the difference between unreinforced and reinforced masonry is an important part of responsible ownership and adaptive reuse.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-masonry-buildings-survive-lessons-from-lime-mortar-and-moisture-management</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/dc54a792-592d-4960-97e2-06ec70b9fe03/Masonry_Jointery_Limestone_Moisture_Management_Portland_Oregon.jpg</image:loc>
      <image:title>Insights - Why Masonry Buildings Survive: Lessons from Lime Mortar and Moisture Management - Make it stand out</image:title>
      <image:caption>Historic masonry churches often demonstrate the longevity of well-designed stone construction, combining durable materials, thoughtful detailing, and centuries-old craftsmanship.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-simple-rooflines-often-outperform-complex-homes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/59bacbc0-4aa4-48ea-9600-75f70f169b73/Flat_Roof_Custom_Home_Design_Pacific_Northwest_JR-DBA.png</image:loc>
      <image:title>Insights - Why Simple Rooflines Often Outperform Complex Homes - Make it stand out</image:title>
      <image:caption>A simple roofline does not have to be ordinary. Many of the most successful residential designs rely on clean geometry, thoughtful detailing, and careful water management rather than increasingly complex roof forms.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-old-timber-buildings-last-lessons-in-joinery-and-movement</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-06-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/de9da1b4-05e3-4fdd-b4dd-ac2d4e28110a/Victorian_Restoration_Custom_Home_santa_barbara-ca.jpg</image:loc>
      <image:title>Insights - Why Old Timber Buildings Last: Lessons in Joinery and Movement - Make it stand out</image:title>
      <image:caption>Historic Victorian home restoration project demonstrating how thoughtful design, preservation of original architectural character, and strategic site improvements can extend the life and value of an existing residence.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/5c2635c5-da9d-40ab-936a-ff6f2ad48ff3/Mortise_%26_Tenon_Joint_Wood_Construction.png</image:loc>
      <image:title>Insights - Why Old Timber Buildings Last: Lessons in Joinery and Movement - Make it stand out</image:title>
      <image:caption>Mortise-and-tenon joinery has been used for centuries in timber construction, allowing wood structures to transfer loads efficiently while accommodating natural material movement.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-quality-craftsmanship-lasts-what-older-buildings-teach-us-about-quality-construction</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-06-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/f40ae173-7e35-4164-a647-dd7361f5fb52/Residential_Architecture_Craftsmen_home_Beaverton.png</image:loc>
      <image:title>Insights - Why Quality Craftsmanship Lasts: What Older Buildings Teach Us About Quality Construction - Make it stand out</image:title>
      <image:caption>Historic Craftsman homes were designed with durable materials, thoughtful detailing, and a level of craftsmanship that continues to influence residential architecture today.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/portland-adu-zoning-setbacks-amp-size-requirements-explained-OGWAP</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-05-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/683d898a-0dca-439d-af9c-e006176740d5/portland-adu-zoning-setbacks-site-plan.png</image:loc>
      <image:title>Insights - Portland ADU Zoning, Setbacks &amp;amp; Size Requirements Explained - Make it stand out</image:title>
      <image:caption>Portland ADU feasibility depends on more than backyard space. Zoning, setbacks, utilities, impervious surface, trees, and site constraints all influence what may be possible on a property.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/what-an-owners-representative-actually-does-and-why-it-matters-before-breaking-ground</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-05-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/9f18083c-8ea1-457c-bda7-b220e5260724/Owners_Rep_and_CMa_diagram_interaction_between_trades.png</image:loc>
      <image:title>Insights - What an Owner’s Representative Actually Does — and Why It Matters Before Breaking Ground - Make it stand out</image:title>
      <image:caption>An owner’s representative helps align design, permitting, budget, quality, and construction priorities around the owner’s goals.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/9e22c950-3e9f-42b5-9972-3ee7b5deed85/CMa_Owners-Rep_late-construction-decisions-cost-increase-graph..png</image:loc>
      <image:title>Insights - What an Owner’s Representative Actually Does — and Why It Matters Before Breaking Ground - Make it stand out</image:title>
      <image:caption>Construction costs often escalate when key scope, permitting, or coordination decisions are delayed. Early planning reduces downstream change orders and project risk.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/6cb4ac71-8b27-4275-8db8-7665a3c5ff07/CMa_Owners-Rep_custom_design_compliance_check.png</image:loc>
      <image:title>Insights - What an Owner’s Representative Actually Does — and Why It Matters Before Breaking Ground - Make it stand out</image:title>
      <image:caption>Early permit and code review can identify hidden risks before construction begins, reducing redesigns, delays, and costly changes.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/detached-adu-vs-garage-conversion-in-portland-which-makes-more-sense</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-05-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/f8606bb0-51e9-44d0-80cd-7a57bba16443/detached-adu-vs-garage-conversion-portland-hero.png</image:loc>
      <image:title>Insights - Detached ADU vs. garage conversion in Portland: which makes more sense? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/84dedcc2-67d7-462a-ab4b-f5611708264d/portland_adu_detached_garage_comparison_graphic.png</image:loc>
      <image:title>Insights - Detached ADU vs. garage conversion in Portland: which makes more sense? - Make it stand out</image:title>
      <image:caption>Not sure which path is right for your property? This comparison breaks down the key differences between building a new detached ADU and converting an existing garage — so you can make a more informed decision before design begins.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/1e0cee7f-c855-4121-8990-9fd7438f2beb/detached-adu-vs-garage-conversion-portland-comparison.png</image:loc>
      <image:title>Insights - Detached ADU vs. garage conversion in Portland: which makes more sense? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/ca61687e-fc50-4b1b-bc1a-0d87cd6a58f8/portland_adu_questions_graphic.png</image:loc>
      <image:title>Insights - Detached ADU vs. garage conversion in Portland: which makes more sense? - Make it stand out</image:title>
      <image:caption>Before you pick a design or sign a contract, these five questions can save you time, money, and costly surprises — especially if you're weighing a garage conversion against new ADU construction.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/why-adus-in-portland-cost-more-than-expected</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-05-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/bfff448f-5c4b-4a97-bfd4-7848679cf2e3/why-adus-portland-cost-more-than-expected-hero.png</image:loc>
      <image:title>Insights - Why ADUs in Portland Cost More Than Expected - Make it stand out</image:title>
      <image:caption>Many Portland homeowners underestimate ADU costs by 40–90%. Site constraints, permitting, and utility work are the biggest culprits.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/69a3997cbfe7aa13648eec80/71b082b9-710b-4a31-a1cd-0076ab42c70e/portland-adu-site-constraints-cost-callouts.png</image:loc>
      <image:title>Insights - Why ADUs in Portland Cost More Than Expected - Make it stand out</image:title>
      <image:caption>A typical 50-ft Portland lot can lose 30–40% of its buildable area to setbacks, easements, and tree protection zones — each with real cost consequences.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.jr-dba.com/insights-portland-architecture/how-long-does-it-take-to-permit-an-adu-in-portland</loc>
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